Price, subsidy and output
Key takeaways
- Typical installed price: ₹5.8 lakh to ₹6.5 lakh with DCR panels, before subsidy.
- PM Surya Ghar subsidy: ₹78,000 (₹85,800 in hill and North East states).
- You pay about ₹5.02 lakh to ₹5.72 lakh after subsidy.
- Makes about 39 units a day, 1,200 a month, on 1,000 sq ft of shade-free roof.
10 kW solar system price in 2026
A 10 kW on-grid rooftop system with DCR panels typically costs ₹5.8 lakh to ₹6.5 lakh fully installed in 2026. That covers 19 panels of 540 Wp, an on-grid inverter, the mounting structure, wiring, earthing, the net meter application and installation. After the ₹78,000 PM Surya Ghar subsidy you pay about ₹5.02 lakh to ₹5.72 lakh, or ₹50,200 to ₹57,200 per kW.
At 10 kW the subsidy is a small share of the price, so the case rests on your per-unit rate. It usually needs a three-phase connection. Shops and offices don’t get the subsidy at all, but pay higher tariffs, which shortens payback.
| 10 kW system | |
|---|---|
| Installed price (before subsidy) | ₹5.8 lakh to ₹6.5 lakh |
| Central subsidy, most states | ₹78,000 |
| Central subsidy, special category states | ₹85,800 |
| Your cost after subsidy | ₹5.02 lakh to ₹5.72 lakh |
| Panels (540 Wp) | 19 |
| Shade-free roof | 1,000 sq ft |
How many units does a 10 kW system make?
Across India, a 10 kW system makes about 39.5 units a day, 1,200 a month and 14,400 a year. That is enough for a large home with three or four ACs and an electric car driven about 40 km a day (roughly 200 units a month on its own), or a small shop or clinic, about 900 to 1,100 units a month. Output depends on your state:
| State | Units a day | Units a month | Subsidy |
|---|---|---|---|
| Uttar Pradesh | 41.5 | 1,262 | ₹78,000 |
| Maharashtra | 39.8 | 1,209 | ₹78,000 |
| Rajasthan | 43.0 | 1,308 | ₹78,000 |
| Gujarat | 41.4 | 1,259 | ₹78,000 |
| Karnataka | 40.0 | 1,216 | ₹78,000 |
| Tamil Nadu | 39.4 | 1,198 | ₹78,000 |
| Delhi | 42.6 | 1,295 | ₹78,000 |
| Madhya Pradesh | 40.3 | 1,226 | ₹78,000 |
| Bihar | 40.2 | 1,223 | ₹78,000 |
| West Bengal | 37.3 | 1,134 | ₹78,000 |
| Kerala | 35.3 | 1,073 | ₹78,000 |
| Punjab | 42.3 | 1,286 | ₹78,000 |
| Haryana | 42.7 | 1,299 | ₹78,000 |
| Telangana | 39.7 | 1,207 | ₹78,000 |
| Odisha | 37.8 | 1,148 | ₹78,000 |
| Assam | 35.0 | 1,066 | ₹85,800 |
Payback at your electricity rate
If you use all 1,200 units yourself, the saving and payback at different per-unit rates are:
| You pay per unit | Saving a year | Payback (years) |
|---|---|---|
| ₹6 | ₹86,400 | 5.8–6.6 |
| ₹7 | ₹1,00,800 | 5.0–5.7 |
| ₹8 | ₹1,15,200 | 4.4–5.0 |
| ₹9 | ₹1,29,600 | 3.9–4.4 |
EMI on a 10 kW solar loan
With 10% down and the rest on a 10-year loan at 7.9%, the EMI is about ₹6,686 a month on a loan of ₹5.54 lakh. Put the ₹78,000 subsidy into the loan when it arrives and the EMI drops to about ₹5,744. Check the numbers for your quote in the solar EMI calculator.
What to check in the quote
- DCR panels on the ALMM list, named by make and model.
- Inverter make, model and warranty (usually 5 to 10 years).
- Structure height and material; a raised structure costs more but keeps the terrace usable.
- Who files the net meter application and what the DISCOM charges for it.
- Five years of free maintenance, which registered PM Surya Ghar vendors must provide.
Frequently asked questions
What is the price of a 10 kW solar system with subsidy?
About ₹5.02 lakh to ₹5.72 lakh after the ₹78,000 PM Surya Ghar subsidy, on a typical installed price of ₹5.8 lakh to ₹6.5 lakh in 2026.
How many units does a 10 kW solar system produce per day?
About 39.5 units a day on average across India, or 1,200 a month. Sunnier states like Rajasthan make about 9% more; Kerala and the North East about 10% less.
How much roof space does a 10 kW solar system need?
About 1,000 sq ft of shade-free roof for 19 panels of 540 Wp, including space to walk and clean.
How much subsidy is there on 10 kW?
₹78,000 in most states and ₹85,800 in special category states such as Uttarakhand, Himachal Pradesh and the North East.
What is the EMI for a 10 kW solar system?
About ₹6,686 a month over 10 years at 7.9% with 10% down, falling to about ₹5,744 if the subsidy repays part of the loan.
Compare other sizes: 1 kW · 2 kW · 3 kW · 4 kW · 5 kW. Not sure of the size? Start from your bill in the solar calculator. How we work out every figure: how we calculate.